Mortgages & Loans

Purchasing your first home can be daunting. So at HBMI we make every endeavour to find a home loan that works for your unique situation. We may work with your current bank or another financial provider with the ultimate goal being to form a long-term relationships with you for years to come.


Buying Your First Home

We understand buying your first home can be both exhilarating and stressful. That’s why we strive to take the stress out by guiding you through the borrowing and application process*. We’ll look to obtain a pre-approval for you, so you know where you stand. And we’ll be there throughout the home buying process and the journey beyond.

*This may or may not involve your KiwiSaver First Home Withdrawal and Homestart Grant.


Home Loan Pre-Approvals

Is your family expanding and needs more room? Or is it time to downsize? We can seek a pre-approved loan so you know what your limit will be. We can assist you throughout the entire process including taking the stress out of trying to obtain finance at the last minute. So, thinking of selling? Give us a call so we can review your current financial position and future requirements.


New Build Mortgage Lending

Are you looking to build your dream home? Building from scratch is a great way to create a place for your family to grow and flourish for years to come. At HBMI we’re highly experienced working with clients building new homes, whether it be via fixed price contracts or by project managing themselves. We can assist you throughout the finance process and beyond.


Buying A Rental Property

For decades, purchasing rental properties has been a very popular way for Kiwis to increase their asset base and create a nest-egg as retirement income. HBMI are very experienced in guiding clients through financing rental property purchases and how to structure their debt long term.


Baches & Holiday Homes

Owning a bach or holiday home is a goal for many Kiwis, and many have reached it. If you’re considering purchasing a bach holiday home, please call HBMI to arrange a review of your finances so we can assist with making your dream a reality.


SME Business Finance in NZ

Small to medium businesses are key to New Zealand’s prosperity. So if you’re just starting out, purchasing a business or wanting to grow your existing business, please call us at HBMI to arrange a time to meet to review your financial requirements and guide you through the financing process.


Commercial Property & Investment

Are you looking to purchase a commercial property for your business or as an investment? Commercial property lending can be more complex than purchasing a residential property. At HBMI we’re experienced in commercial property lending so please give us a call to arrange a time to review your requirements. We’ll then guide you through the financing process.


Mortgage & Lending Links

HBMI Partners New Zealand

We work with several lenders in order to obtain the best finance for you.

*Applications are subject to meeting the lenders criteria, terms and conditions.


Mortgage Calculator

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