About HBMI

Hawke’s Bay Mortgage & Insurance Limited (t/a HBMI) was established by Paul Michaelsen in 2017 after a 25-year career in banking.


Specialist Financial Advice

Hawke’s Bay Mortgage & Insurance Limited (t/a HBMI) provides financial advice in regard to mortgages, business lending, risk insurance and class advice in regard to KiwiSaver.

Clients include individuals, families and businesses. Hawke’s Bay Mortgage & Insurance Limited (t/a HBMI) is a member of the New Zealand Financial Services Group (NZFSG).

NZFSG assists their network of advisers by providing them with robust systems and processes. By using these tools, and their specialist knowledge, NZFSG advisers exercise care, diligence and skill in providing financial advice to New Zealanders.



Paul has been in the finance industry since 1992, and has held senior management roles in business banking and the retail arms of banks. This has enabled Paul to gain a wealth of knowledge in mortgage / lending and insurance products, while gaining an astute business acumen and a sound commercial awareness. Paul’s key attributes include putting clients first and doing the right thing by them, having high integrity and being trustworthy.


Volunteering in the Community

Paul is Hawke’s Bay born and bred, proud of what the region has become over the years, and believes in giving back to the community. He is currently a member and Treasurer of the Rotary Club of Hastings Karamu, and also the District Chairman and National Councillor for the Hawke’s Bay & Gisborne Region of the Automobile Association.